How 4 Different Assets Affect Your Estate And Heirs

Although many people think of their asset portfolio as one item, it's actually composed of many smaller assets. And each of these assets may have a different impact on how your accumulated wealth transfers to your heirs. To help you make your estate transfer simple and effective, here are a few things to know about planning for different assets.  1. Cash and Equivalents The easiest type of asset to pass on to heirs is cash and things that are equivalent.

Can Auto Loan Refinancing Help You Rebuild Your Credit?

Working your way back to a good or even excellent credit score takes hard work, dedication, and time. Unfortunately, many people can't afford to wait for an excellent score before making essential purchases. After all, how can you rebuild your credit score if you don't have reliable transportation to get to work every day? However, taking out an auto loan with poor credit can often mean an unfavorable rate or long term, costing you more money over the long run.